At Universal Instant, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us in any other way. By using our services, you agree to the terms of this Privacy Policy.

1. Information We Collect

Personal Information: We may collect personal information such as your name, email address, phone number, and financial information when you apply for our services, create an account, or contact us.

Usage Data: We collect data about your interactions with our website and services, including IP addresses, browser types, pages visited, and other usage statistics.

Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience on our website and track user behavior.

2. How We Use Your Information

To Provide Services: We use your information to process applications, manage your account, and deliver the financial services you request.

To Improve Our Services: We analyze usage data to improve our website, services, and customer support.

To Communicate with You: We may use your contact information to send updates, promotional materials, and important notices related to our services. To Comply with Legal Obligations: We may use and disclose your information to comply with legal requirements, such as responding to subpoenas or regulatory inquiries.

3. How We Share Your Information

With Service Providers: We may share your information with third-party service providers who assist us in operating our business, such as payment processors and customer support services.

For Legal Reasons: We may disclose your information if required by law or to protect our rights, property, or safety, or the rights, property, or safety of others.

In Business Transfers: In the event of a merger, acquisition, or other business transactions, your information may be transferred as part of the assets of the company.

4. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Your Choices and Rights

Access and Correction: You have the right to access and update your personal information. You can request changes by contacting us at [email protected].

Opt-Out: You may opt-out of receiving promotional communications from us by following the instructions provided in those communications.

Data Deletion: You may request the deletion of your personal information, subject to any legal or contractual obligations we may have.

6. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of significant changes by posting the updated policy on our website and updating the effective date.

7. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: Universal Instant

Email: [email protected]

By using our website and services, you acknowledge that you have read and understood this Privacy Policy.